It may be helpful to take photos of the damaged items. You may be asked to retain items for inspection, so do not throw anything away before speaking with your ERIE adjuster.If you do not have a contractor to assist you, you may locate a contractor through ERIE’s Managed Repair Program, online at or by phone at 86. Keep any receipts for emergency expenses you incur. If you need help removing water from your building, we can provide options for emergency service contractors to protect your home or business from further damage.Ensure it is weatherproof and protect any exposed openings to the building. Protect your property from further damage.Report the claim to your agent or Erie Insurance immediately.What do I do if my home or business is damaged? In most cases, your auto policy covers damages to your vehicle if you have purchased the appropriate physical damage coverage. Is my car covered under my homeowners policy if a fire in my garage caused the loss? ERIE partners with American Bankers to offer this coverage to customers. Talk to your ERIE agent about obtaining a separate flood insurance policy. Damage caused by floods is not covered by homeowners policies. If flooding occurs because of the natural disaster, for example, your homeowners policy will not cover the damage. Before a storm hits, review your policy with your local ERIE agent so you understand what’s covered. Your policy covers damage caused by some natural disasters, but there are many factors that will determine if a claim is covered. Does my policy cover damage caused by natural disasters such as hurricanes and tornadoes? If you have questions about your claim, talk to your local ERIE agent or the adjuster assigned to handle your claim. If the water damage is due to an ongoing leak, see page or other maintenance problems, it is also not covered.
If water leaks into your home through the foundation or because of a flood, the damage is not covered under your home insurance policy. In most cases, if you have water damage from a water pipe that bursts or a washer hose that leaks or explodes, your homeowners policy may cover the damage, but there are many factors that determine if a claim is covered. Does my homeowners policy cover water damage?
ERIE INSURANCE HOME PROTECTOR POLICY HOW TO
Learn more about how to start a home insurance claim. You can review your policy coverage information and, if you have any questions about your claim, talk to your agent and the adjuster assigned to handle your claim. Unfortunately, there is no single response to these questions because so many factors go into determining each answer, such as your policy coverage, claim history, type of loss and length of time you’ve been with Erie Insurance. Home insurance claims: Am I covered? Will my rates go up? Will my homeowners insurance be cancelled? You may also contact your local ERIE agent to get a copy of your homeowners policy or contact our Customer Care team at (800) 458-0811. Learn more about how to log in to create an account. You can view summaries of your auto and home insurance policies via your online account.
How can I get a copy of my homeowners policy?
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